Smith, Peabody, Stiles: Celebrating 95 Years

February 23, 2015

This is a subtitle for your new post

The leaves on the family tree may have changed, but the roots are still the same. Since 1919, these three families have had roots in the Flint, Fenton, Linden, and Holly communities. Stiles Insurance was founded then by D. R. Stiles, who passed the leadership position on to his son, Edison, in 1955, and then to Edison’s son, Jeri, in 1972. “The competition started [back in] 1934 with the late Ray Hunt, [whose company was] just two doors down from my grandfather, D. R. Stiles and his business, Stiles Insurance,” Jeri Stiles explains.

Ray Hunt started his insurance business in his home, calling it Hunt Insurance, sometime during the depression in 1934, with only two employees. Then in 1961, Jim Smith came to Fenton from the Flint area, met with Hunt, and they decided to merge their companies, forming the Hunt-Smith Agency, Inc. And Smith now has a whole philosophy built around what he does. “Life is made up of liabilities and goals from birth to death,” he says. “The service which my companies provided was all-encompassing – and that is very exciting,” he adds. The part that excited Jim Smith back then is still the part that excites his son-in-law, Jim Peabody, who joined
the insurance business with his father-in-law in 1991, forming Hunt-Smith-Peabody Insurance. They strive to cement a common bond with their customers in order to do business – and finding the right coverage to really help their clients has led them to become lifelong friends as a result.

In 1998, Smith Peabody and Stiles decided to merge together into one agency to better serve their customers. It was at this time that the name Hunt was dropped from the business’ title and Smith-Peabody-Stiles Insurance was born. Brown & Brown purchased Smith-Peabody-Stiles in 2008, and after a couple of years, Jim Peabody decided to step away from the insurance industry. But he didn’t stay away for long – he and his wife, Patty, opened up Peabody Insurance Agency in Holly by purchasing the Addis Insurance Agency, which had local roots dating back to 1921. The husband and wife team missed being in business and the excitement that comes from meeting new people and helping customers with their insurance needs. Thus, the focus of the Peabody Insurance business model is to help their clients reduce risk, which then allows them to save money in the long term.

“Our specialty is in helping clients identify the types of risk they are facing and what areas of operation are most exposed to risk through our unique four-step system, the Risk Reduction Process. We are now able to identify exposures and implement strategies which provide our clients a way to lower their total cost of risk while protecting their balance sheets,” Peabody explains, adding that “by reducing risk, clients may be able to lower their premiums and thereby increase profitability.” He goes on to detail some of the benefits he can offer. “We provide our clients with added value and service, as well as experience and industry knowledge. This ability is amplified by the tools Peabody Insurance utilizes, such as the Risk Reduction Toolbox and the [aforementioned] Risk Reduction Process. These tools give our clients a map of how to become more profitable, and the agents at Peabody Insurance provide the experience and knowledge that is needed to get there,” he says. This process has proven to be very beneficial for many of their customers, some of whom have discovered that they had not been properly insured in the past. “If someone is curious to see how we compare to [his or her] current provide, we are happy to provide a free premium price quote,” Peabody states. “We’ve helped over 3,000 companies reduce their overall cost of risk through our trademarked Risk Reduction Approach.”

As many things do, these three families have come full circle again, and the Peabody’s are happy to announce that Jeri Stiles is back in their office with Stiles Tax Service. Peabody Insurance Agency is a full-service, independent agency specializing in home, auto, life, and commercial business insurance.

PEABODY INSURANCE AGENCY
611 N. SAGINAW ROAD | HOLLY, MICHIGAN 48442
WWW.PEABODYINC.COM
FENTON: (810) 629-1504 | HOLLY: (248) 634-7731

September 29, 2026
Custom jerseys are a fun way to take spirit wear beyond the standard T-shirt or sweatshirt. With fully customizable designs, they can be created around your school, team, organization or event and made to feel completely unique. At Behind Your Design, we can customize jerseys with your colors, logos, graphics, names, numbers and more. Full-color dye sublimation gives you plenty of freedom to create bold designs across the entire jersey while keeping the finished piece comfortable and wearable. We’ve created several custom jersey styles for our clients, including football and baseball jerseys for Michigan State University Fall Fest. Each offered a different look while giving MSU a memorable piece of custom spirit wear that still felt true to their brand.
September 29, 2026
We had a fantastic time at the 2026 Michigan State University Vendor Fair ! It was a great day of connecting with so many wonderful people including current customers, new faces and plenty of potential future clients from departments and organizations across campus. One of the biggest hits at our booth was our T-shirt bags , which definitely got people talking. We also had lots of interest in the fully sublimated, two-sided umbrella we created for the CRIM Fitness Foundation. It was a great example of how a promotional product can go beyond simply adding a logo and become something truly custom and memorable.
September 29, 2026
There’s something special about taking the time to recognize the people who support your business throughout the year. Whether you’re thanking loyal clients or celebrating your employees, a thoughtful holiday gift is a simple way to show your appreciation. We love working with Hackney Jones Wealth Management , and this year, we’re helping their team get an early start on their holiday client gifts. Together, we curated several gift package options so they can choose something that feels just right for each recipient. Their custom gifts include cappuccino/soup mugs, stemless wine glasses, blankets and travel mugs. Each item was chosen with quality and function in mind because a great branded gift doesn’t have to be elaborate. Sometimes the most appreciated gifts are simply the ones people will use again and again.
September 28, 2026
Behind Your Design is once again working with LAFF Pathways to help bring its annual Pancake Breakfast to life. The 2026 LAFF Pathways Pancake Breakfast takes place Sunday, October 18, from 11 a.m. to 2 p.m. at Serendipity Spa of Linden, 129 E. Broad Street in Linden, Michigan. Our team has been working behind the scenes on event coordination, permits, schedules, timelines, setup and marketing to keep the details organized leading up to the event.
September 25, 2026
When Ridgeline CNC in Flint, Michigan, was having trouble finding custom corrugated shipping boxes at a reasonable price, they reached out to Behind Your Design for another option. We worked with their team to create three box sizes featuring Ridgeline CNC branding and tailored to the needs of their shipping department. The result was professional custom packaging that gave them exactly what they needed for everyday operations.
September 21, 2026
When people think back on a wedding, they usually remember the big moments, the ceremony, the first dance, and the reception. But it's often the thoughtful details that make a big day feel even more special for both the couple and the people celebrating with them. This July, we had the chance to be part of another Macksood family wedding as Connor and Gabrielle tied the knot. After helping with Hannah and Reed's wedding, it was so much fun to work with the family again and create another collection of custom pieces for such a memorable day. From custom signage to personalized drinkware, every item added a little something to the celebration. A Wedding Full of Personal Touches Connor and Gabrielle wanted every part of their wedding to reflect their personalities, their style, and the story they wanted to tell. That's exactly what custom products can do. For their big day, we created custom pens, cups, napkins, a felt letter board sign, photo coasters featuring the couple, and an acrylic sign. We also created custom shirts and socks that added another fun, personalized element to the wedding festivities.
Show More